the community news and information website for hancock county, maine
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SOUTHWEST HARBOR — Damage caused by a faulty heater coil in the ceiling of police chief David Chapais’ office Dec. 24 is not covered by insurance. The heater coil froze, causing a water pipe to freeze and burst. Water poured into the chief’s office, damaging some equipment. Total damages came to about $1,700.
The town’s insurance carrier, Maine Municipal Association Property & Casualty Pool, said in a recent letter to town officials that “damages to the heater coil are a result of freeze and are not a covered loss.”
The water damage to the office is covered, but the $490 cost is well below the town’s $1,000 deductible, so none of the town’s claim will be paid.
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